Everyone deserves access to quality health care at an affordable price. The Health Insurance Marketplace® Open Enrollment Period at HealthCare.gov started on November 1, 2024 and allows people to enroll in 2025 health insurance coverage that meets their needs.
Enroll by December 15, 2024 for coverage starting January 1, 2025.
Does HealthCare.gov offer affordable health coverage?
Due to a new law, the Inflation Reduction Act, a majority of customers enrolled through HealthCare.gov continue to have access to affordable premiums that help lower costs for individuals and families. In fact, 4 out of 5 HealthCare.gov customers can find a plan for $10 or less per month with financial help.
What you pay is based on your age, your family size, your household income, where you live, what plan you choose, and other factors. Some people may find they qualify for coverage in their state’s Medicaid or Children’s Health Insurance Program (CHIP) and can be connected to these options through HealthCare.gov.
Are quality health plans available?
Plans available on HealthCare.gov offer a wide range of benefits and comprehensive coverage. All health plans are provided by well-known, private insurance companies, ensuring quality care for all those enrolled. Plans cover essential health benefits, including preventive services like annual checkups, hospitalizations, prescriptions drugs, birth control, doctor’s visits, emergency care, and more. All plans at HealthCare.gov are prohibited from excluding coverage based on preexisting conditions.
Even if you’ve shopped for coverage at HealthCare.gov in the past, it’s time to come back to review this year’s new plans and prices. Every year, health insurance plan options change in cost, coverage, and participating providers, which is why it is important for customers who are currently enrolled to come back to HealthCare.gov to compare plans as they may find something that better meets their needs.
How do I apply?
You can begin or update your application from the comfort of your home by visiting HealthCare.gov on your phone or computer. In fact, most people complete their application in one sitting.
For local assistance, you can visit Find Local Help on HealthCare.gov at https://www.healthcare.gov/find-local-help/ to search our online directory and set up a time to talk in-person, over the phone, or by email with an agent, broker, or assister in your area who can help you with your application and more.
You can also find help by calling the HealthCare.gov Call Center at 1-800-318-2596. The HealthCare.gov Call Center is open 24 hours a day, 7 days a week and provides support in more than 200 languages.
Act now!
Make changes to your plan or enroll in a plan today. Anyone who enrolls by midnight on December 15, 2024 will get full-year coverage starting January 1, 2025. The final deadline to select a plan or update your application is January 15, 2025. Visit HealthCare.gov to see if you are eligible to enroll today.
Information provided by the U.S. Department of Health & Human Services.
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